As mentioned earlier, one of the negative factors experienced by organizations worldwide is that, for many transactions, trust is a necessity. This is especially true in financial transactions, where purchase orders, invoices, and shipments move between multiple parties. The trust issues here are many. There is a question of not only whether someone will pay, but whether they can pay at all? Do they have a history of on-time payment and, if not, just how bad is their payment history? In many cases, buyers and sellers in any marketplace have very limited information. This is particularly true internationally. This is where blockchain and smart contracts can help.